In recent years, there has been a notable uptick in interest surrounding the fairness of insurance premium rating, coupled with increased regulatory scrutiny aimed at prohibiting the use of certain sensitive policyholder characteristics variables in insurance pricing. In my talk, I will delve into discussions concerning the optimal prediction of insurance premiums under various fairness criteria, including the consideration of uncorrelation and adherence to principles like the four-fifths rule. By examining these factors, we aim to foster a deeper understanding of how insurance premiums can be determined in a manner that prioritizes fairness and equity for policyholders.